How To Avoid Being Treated By Quack Doctors

Compliment of the season everybody.

I have a great news for everyone and this will go a long way in protecting us, our children and other loved ones from doctors who claimed to be what they are not.

I have read about so many mismanagement in both public and private hospitals in Nigeria.

I believe it is great relief for us as a country to now have a portal to check the authenticity of our doctor claims/qualifications.

Remember, a consultant family physician claiming to be a surgeon is a quack.

 http://health.saharareporters.com

Please click the link above and just type in your doctor's full names and all his/her qualifications will be shown.

Good luck.

How to Secure Your E-wallet and Other Important Online Accounts

During my early days as an investor, I lost $700 and $850 at different times to Hackers from my online accounts. 

These ugly incidents forced me to adopt steps to prevent future occurrence and they have never failed me.

Ø  Use a Gmail as your ID because it is more difficult to hack than the others.

 

Ø  Avoid fake login page, always check your E wallet or account web address is correct before login. Check Green SSL certificate bar in browser before login.

 

Ø  Phishing emails: Never click on a link in an email to take you to a website, or enter personal details either in the email or website. Copy manually and paste to expose the real site. Real websites never ask for your login or any other confidential details.

 

Ø  Never download or Install software from Unknown or untrusted Publisher.

 

Ø  Ensure you log off properly: It is important to completely log off from your E wallet account, sometimes you do not auto logout by simply closing the windows.

 

 

Ø  Invite software expert to periodically search and remove terrible plug-in from your browser, if you can’t do it yourself.

 

Ø  Use very strong and up-to-date anti-virus software.

   

 

Ø  Use very strong and least predictable password.

 

Ø  Never login to your confidential accounts in internet cafes or a computer that is not your own.

 

 

Ø  Last but not the least; ensure activation of 2-step verification or Authentication security code.

How To Make Money In Your Forex Trading Account Without Placing Trades Yourself

Many forex traders paid a lot of money online to purchase live signals and most of the time there is really nothing to show for it.

The good news is that, you need not waste your hard earned money any longer. With advent of MT5 and MT4 platforms, you can copy trades of performing professional traders for free or with very small amount of money.

All you need to do is to open real account with MT5 platform with any trust worthy broker.

Go to signal/main then scroll down to see different professional traders with their performances viz a viz number of trades, percentage win trade and number of subscriber.

Subscribe to any of them you are comfortable with his performance  and copy their live trade.

However, for you to subscribe you need to join MQL5 community of your broker. The MT5 platform will guide you through that.

Some of the live trading are free to subscribe while some collect a small amount for you to copy their trade.

My Letter To US Consulate General And His Reply: What Do You Think?

Dear Consular General,

“On Each Applicant Being Treated Fairly and On Their Own Merit”

My name is XYZ MD, a Medical Doctor working in a federal government hospital in Nigeria; I applied for an American non immigration visa and attended the interview on Tuesday (21/07/2015) at the Lagos consular office (Passport Number: A06712115 and Confirmation No: AA0054JJQO).

The purpose of which I intend to visit the US is both academic and humanitarian. I had planned to attend a medical conference themed “Difficult Fractures around the World” that will take place in Richland, Washington, September 16-19, 2015; a comprehensive discussion on treatment of difficult fractures all over the world.

SIGN (Surgical Implant General Network), the organizers and sponsors of this annual conference also give free intramedullary nail for treatment of poor patients with long bone fractures and I am fully involved in this free treatment in my country.

While waiting in one of the transient area at your embassy I noticed where it was boldly written that ‘we know some are nervous because this is their first visa interview, but they should be assured each applicant will be treated fairly and on their own merit’ (I might not have used the exact words!!).

However, to my greatest surprise the gentle lady who interviewed me appeared to lose interest when she realized I have not travelled before. She even used my supposedly strong points against me; monthly income and being a resident doctor.

She demanded to know why I have not travelled before despite my bulky monthly income, I told her I am very busy because of my training program as an Orthopaedic and Trauma Surgeon, the relevance she seemed not to understand. This I believed should have counted in my favor for the purposes of my US visa application. Moreover, the culture of travelling starts one day, why not with United States.

While studying the major criteria for granting of non immigrant visa: the purpose of travelling (mentioned above), ties in Nigeria that will ensure I return and the financial ability to afford the trip and stay in the United States and perhaps most importantly not being a risk to your country’s interests; I strongly believe my application should have been granted without issues.

I have a good and enviable career with Federal Medical Centre, a tertiary hospital and one of the best of its kind in Nigeria. My gross monthly a salary is #xxx,xxx (about $x,xxx)

I am member of West Africa College of Surgeons and due for fellowship examination early next year after 6 years as a resident (This I would never jeopardize for an unknown future in the US). Even if am given stay permit in your country, it will take me a minimum of 10 years to get to where I am today in my country.

Additionally, I am married with two children, I have 2 cars and landed properties in two different towns (one of them is presently being developed). You can say I belong to upper class in my country, this is a comfort zone obtained after many years of hard work which I will never throw away.

Above all, I was never given the chance to discuss or prove most of these highlighted facts during the interview.

Lastly, I have devoted all my life to serving humanity and helping people get well. I have no family, or friends in the USA and I am definitely not flight or health risk. I believe I was not treated fairly. 

I have made this complaint so that my case can be revisited if possible.

Thank you.

Dr. XYZ

Thank you for your email, your concerns are noted.

We do not have an appeal process. Applicants must wait at least ninety days to reapply. However, we strongly recommend that applicants only reapply if they believe that their circumstances have changed or they are able to present additional, compelling evidence of their socioeconomic ties to Nigeria or their reason for travel to the United States. Evidence may come in many forms, but when considered together, must be enough for the interviewing officer to conclude that the applicant's overall circumstances, including social, family, economic and other ties abroad, will compel him or her to leave the United States at the end of a temporary stay.  “Ties” are the various aspects of life that bind one to one's place of residence, such as family relationships, employment and possessions.  As each person’s situation is different, there is no single answer as to what constitutes adequate ties. Eligibility determinations for non-immigrant visa applications are made on the basis of the information presented by the applicant at the time of the interview. Refusals under Section 214(b) cannot be appealed or overturned, but they are not permanent. If the applicant is unable to establish eligibility to the satisfaction of the adjudicating officer, his or her only recourse is to reapply.

We regret any inconvenience this decision may have caused you. If you choose to reapply in the future, our practice is to have a different officer handle the interview if possible.

We hope this answers your questions.

Sincerely,

Correspondence Unit (TMI)

US CONSULATE GENERAL

LAGOS, NIGERIA

How to Determine Your Safe and Unsafe Period Within a 28 Days Menstrual Cycle

Menstrual cycle is the process of ovulation and menstruation in women. It Starts from the first day you see your menses and ends the day before you see the next one. it is usually 28days, though it varies in some individuals.

Knowledge of safe and unsafe period helps;


  1) to avoid sex when you don't want pregnancy 

  2) and more importantly, when to have sex to achieve pregnancy


For better understand of this discussion, let familiarise our self with some specific terms.

For this to work you must know the number of days in your cycle.

In achieving pregnancy, fertilisation has to take place which is a formation of zygote from an interaction between spermatozoa and egg/ovum after sex.

Unsafe period; this is define as days in your cycle that you can achieve pregnancy with unprotected sexual intercourse. 

Safe period; this is define as days in your cycle that you can not achieve pregnancy with unprotected sexual intercourse. 

Life span of a viable spermatozoa is 48 hours.

Life span of a viable ovum/egg is 24 hours.

What this means is that egg must be released within 48 hours of ejaculation and a couple must have sex within 24 hours of ovulation for pregnancy to occur.


Ovulation (release of egg/ovum) occurs on day 14 ( starting from the first day of your cycle). However, because ovary responses to certain hormones from the brain for ovulation to occur, time of egg release is variable. it can be released 2 days plus or minus day 14. In other words; ovulation can occur in any of days 12, 13, 14, 15 and 16 in a 28 days menstrual cycle.

I mentioned ealier that spermatozoa can be viable for 48 hours, therefore, sex on day 10 will result in possible pregnancy if egg is released on day 12.

Equally sex on day 17, will lead to possible pregnancy if egg is released on day16 because the egg will be viable till day 17.

Therefore the true unsafe period is from day 10 to 17 in a 28 days menstrual cycle.

For the couples praying to God for pregnancy, you must have unprotected sexual intercourse at lease 3 times in alternate days within this period.

However, for those who want to avoid pregnancy, please abstain from sex during this period.

Warning; this is for women with 28 days menstrual cycle. 

Tired Of Online Investment Or Forex? A Perfect Way Out. Part 2

The Banks are using our money to invest on high yield interest funds. And they keep giving us about 2% annual rate of return. Or how do you think it is possible that your bank institution or even insurance is capable to effort earnings of billions of Naira while they reside in magnificent temples and huge luxury skyscrapers?

Sometime when you learned you could earn same interest within a week in an online investment, you would almost jump out of your skin. But there is always a risk, a very big risk. To avoid this risk you must read my first article; Tired Of Online Investment Or Forex? A Perfect Way Out

In the internet world of online investment you have to be streetwise and think on your feet, otherwise your money is gone even before you think of withdrawing your first earning.

Most HYIP and Ads that will scam you usually are online within 3-6months and rarely a year before disappearing. You have to study this pattern. You have to know every detailed history of each of the companies you invested in. This is psychological warfare, they feed on your greed, and they trapped you in like a Boa constrictor and then squeezed hard. In this war you must be slippery and learn to ‘hit (eat) and run’.

Have you ever heard the verse that money is made by money? You have to invest wisely; greed and fear are bane of online business. Avoid company with much profit; anything more than 1.2-1.5% per day for less than ten thousand dollars investment is a scam until proving otherwise. And more importantly spread your investment.

I started with HYIP that came online since 2012 and the money I earned from the HYIP was used to finance my other 5 investments.

It was even rumoured that all HYIP and Ads sites are scam (though studies show otherwise, I am aware some are more than 3 years old and still paying). However, the most important thing is that you recoup more than your investment before you are scammed.

I am aware of 2 ways you can make money in online investment; Passive and Active ways.

Investing your money and allowing the money to work for you is a passive income. No hustling, all you have to do is to withdraw your money from your account to your e-wallet on daily basis.

How do you actively improve your income? Each of the companies you register with will provide an affiliate link specific to you. All you have to do is to market those company’s offers via the links given to you. Then you get some percentage of your downlink/affiliate investment.

This involves spending time on your computer and convincing people to buy into your idea. An idea is like a cancer, just plant it on people’s brain then it grows. However, for this to work, people need to be convinced. Learn how to talk convincingly and how to write article, show people proof of your earnings and ensure you live your earnings.

WHY SLEEP WHEN OTHERS MAKE MONEY

Affiliate Marketing is a widespread method of promoting a website/business, in which an affiliate is rewarded for every visitor, subscriber and/or customer provided through his efforts. It is a modern variation of the practice of paying finder's-fees to individuals who introduce new clients to a business. Amazon.com, the book seller, created the first large-scale affiliate program and hundreds of other companies have since followed. Affiliate marketing allows you to earn a high income online.
By joining the My Paying Ads, one of the most successful Ads and affiliate marketing programs available, you can be sure about earning real money online, starting today. Many online businesses offer Affiliate programs as a way of generating sales and traffic for their online business. However, My Paying Ads is the only affiliate network where you can be sure about earning money online within hours.

Start Earning Now! Joining is easy as 1.2.3.

1. Sign up by clicking the sign up button below
2. Follow the instructions here; My Paying Ads Review
3. Start Earning Immediately

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Tired Of Online Investment Or Forex? A Perfect Way Out

I will make this short. I was introduced to online business by a friend about 10 years ago

I saw the good, the bad and the ugly of Online biz and I can confidently say online biz is perfect example of a place where dog eats dog.

I started my online forage with forex. I lost more than $10,000, I was naive, greedy and anxious. I laid my hands on affiliate network marketing but lost my profit to a scammer just at the point of being paid.

I was literally fed up with anything and everything online. Then I asked myself, people makes it online, there must be something I was missing, I decided to go back to the basis.

After extensive research I discovered the followings;

            No free lunch online, for you to make money you need to put in money

            Invest in an online company that gives daily accruals/interest

      Aoid daily earnings of more than 2.5% of your principal per day

      Avoid online site less than a year old.

        
 Whatever amount needed to be invested should be divided and invested in at least 2 or more different online company sites. Never put all your eggs in one basket

This ensures multiple streams of income and if any one decided to abscond with your fund. Your daily accruals never stop.

I recommend the following online sites for your safe investment; I have been making daily income from all these sites in the last few months. 

Merchant Shares

MPCA

My Paying Ads